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Rainer Wealth Management

Home
About Us
Our Team
Our Core Values
Our Broker/Dealer - RIA
Services
Overview
Financial Planning
Investment Philosophy
Resources
Account Access
News + Notes
Financial Glossary
Contact
September 29, 2026
Elizabeth Mintzer
What 7% Mortgages Mean for Housing and the ...

The housing market is important both on a personal level as well as for the broader economy and financial system. For many households, owning a home is an accomplishment that requires years of planning and saving, representing their largest asset, most significant monthly expense, and main source of debt. The housing market is also a large part of the overall economy, accounting for between 15% and 18% of the country’s economic activity.1 When combined with the overall wealth effect of the housing market, these factors can impact consumer sentiment, household balance sheets, and the pace of overall economic growth.

What 7% Mortgages Mean for Housing and the Economy
September 24, 2026
Elizabeth Mintzer
Beyond the Headlines: Fed Rate Hikes and ...

Janet Yellen, the former Federal Reserve Chair, often said that "monetary policy is not a panacea."1 Just as there is no cure for the common cold, except to let it run its course and address the symptoms, the Fed’s tools often cannot fix the underlying issues in the economy. In theory, monetary policy is meant to help ease these challenges, especially when it comes to the job market and inflation. In practice, however, the Fed does not control the economy directly, but instead responds to the economic environment.

Beyond the Headlines: Fed Rate Hikes and Long-Term Portfolios
September 18, 2026
Elizabeth Mintzer
Grandparent-Owned 529 Savings Plans: The ...

Nelson Mandela famously said that “education is the most powerful weapon which you can use to change the world.” For many families, investing in a child’s education is a central financial planning goal, but the cost of doing so has grown rapidly. For this reason, grandparents often like the idea of helping fund a portion of their grandchildren’s education, especially because it creates a legacy that lasts longer than traditional gifts.

Grandparent-Owned 529 Savings Plans: The Benefits of Recent Changes
September 15, 2026
Elizabeth Mintzer
A Closer Look at the Stock Market: Style, Size, ...

Investors often use major indices like the S&P 500, Nasdaq Composite, and Dow Jones Industrial Average as a way to understand how financial markets are performing. While this is a helpful place to start, the reality is that the stock market is made up of many thousands of companies, each affected by economic and market trends in unique ways. To understand these trends, stocks are often grouped into sectors, geography, and by other characteristics such as the size of the company or the style of investment. Each of these groups can play an important role in long-term portfolios.

A Closer Look at the Stock Market: Style, Size, and Regions
Trice C. Rainer, MBA, CFP®
September 1, 2020

A Checklist for When a Spouse or Parent Passes

Trice C. Rainer, MBA, CFP®
September 1, 2020
A Checklist for When a Spouse or Parent Passes

When you lose a spouse, partner, or parent, the grief can be overwhelming. In the midst of that grief, life goes on. There are arrangements to be made, things to be taken care of – and in recognition of this reality, here is a checklist that you may find useful at such a time.

Trice C. Rainer, MBA, CFP®
May 7, 2020

Details on the Tax Deadline Extension

Trice C. Rainer, MBA, CFP®
May 7, 2020
Details on the Tax Deadline Extension

The Internal Revenue Service knows that many taxpayers have had a stressful spring. So, it has reset the federal tax deadline. You now have until July 15 to file your 1040 form. July 15 is also the deadline to pay any federal taxes owed for 2019.

Trice C. Rainer, MBA, CFP®
May 6, 2020

FAQs About the 2020 Stimulus Checks

Trice C. Rainer, MBA, CFP®
May 6, 2020
FAQs About the 2020 Stimulus Checks

The federal government is providing a little economic relief to many taxpayers. The Internal Revenue Service is sending millions of Economic Impact Payments – or as they are commonly called, stimulus checks – to households.

Trice C. Rainer, MBA, CFP®
May 6, 2020

Federal Student Loan Relief

Trice C. Rainer, MBA, CFP®
May 6, 2020
Federal Student Loan Relief

Are you or someone you know currently making federal student loan payments? In light of the COVID-19 pandemic, some welcome relief may be on the way.

Trice C. Rainer, MBA, CFP®
April 14, 2020

Roth IRA Conversion in the Era of COVID-19

Trice C. Rainer, MBA, CFP®
April 14, 2020
Roth IRA Conversion in the Era of COVID-19

What is a Roth Conversion? A Roth conversion refers to the transfer of an Individual Retirement Account (IRA), either Traditional, SIMPLE, or SEP-IRA, into a Roth IRA. With Roth IRAs, you pay tax on the money before it transfers into the account.

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Rainer Wealth Management

390 Diablo Road, Suite 202 | Danville, Ca 94526 | (925) 217-4280

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Trice Rainer, 390 Diablo Road, Suite 202, Danville, CA, 94526, United States(925) 217-4280

Securities offered through Registered Representatives of Cambridge Investment Research, a broker/dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Rainer Wealth Management are not affiliated.

Registered for Securities in CA, OH, TX, WA. 

The information being provided is strictly as a courtesy. When you link to any of these websites provided herein, Rainer Wealth Management makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information, and programs made available through this site.

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