Elizabeth Mintzer
Inflation and Social Security COLA: Managing ...

The annual Social Security cost-of-living adjustment (COLA) is one of the most important developments for retirees and consumers. Not only does it affect Social Security recipients directly since it determines the increase in benefits next year, but it also reflects the broader inflationary trends affecting all consumers and investors. This is especially important today as inflation continues to add pressure to many households.

Inflation and Social Security COLA: Managing Purchasing Power
Elizabeth Mintzer
Asset Location vs. Asset Allocation in ...

Even the healthiest seed will struggle if it is planted in the wrong type of soil. Investments can work the same way since some assets benefit from being placed in specific vehicles, particularly when it comes to how they are taxed. This idea is often referred to as “asset location,” which doesn’t refer to where assets are held geographically. Instead, it is the practice of placing each investment in the account type where it can grow most efficiently. This might include a taxable brokerage account, a tax-deferred account like a traditional IRA or 401(k), or a tax-free account like a Roth IRA.

Asset Location vs. Asset Allocation in Financial Planning
Elizabeth Mintzer
The Bull Market Enters Its Fifth Year: ...

Four years ago, the S&P 500 reached its lowest level of the 2022 bear market in October. At the time, inflation was climbing at its fastest pace since the 1970s, the Federal Reserve was raising interest rates rapidly, and recession fears were widespread. Sentiment among consumers, businesses, and investors was deeply negative, and it was difficult to imagine conditions improving.

The Bull Market Enters Its Fifth Year: Long-Term Perspectives
Elizabeth Mintzer
U.S. Dollar Rebound: The Impact of Rising Rates ...

As interest rates have risen to multi-decade highs, one of the implications that has received less attention is the strengthening U.S. dollar. The dollar affects all aspects of financial markets, the economy, and everyday life. Its value impacts the cost of imported goods, foreign travel, the revenues of U.S. businesses that operate around the world, and portfolios with international assets. In addition, the dollar is affected by the outlook on U.S. economic growth, interest rates, and concerns around the national debt. In other words, many factors impacting global financial markets are reflected in the dollar.

U.S. Dollar Rebound: The Impact of Rising Rates and Government Debt
Elizabeth Mintzer
Quarterly Market Outlook for Q4 2026: Rising ...

The third quarter was mixed for investors with two major drivers impacting portfolios. On the one hand, interest rates rose to 20-year highs, while on the other hand, exceptional corporate earnings continued to support stocks. Amid these major trends, oil prices climbed back above $100 per barrel, the Fed raised rates for the first time in three years, and concerns over AI grew as November’s midterm election approaches.

Quarterly Market Outlook for Q4 2026: Rising Rates, New Market Highs, and Fed Hikes

retirement planning

Your 2019 Financial To-Do List

Your 2019 Financial To-Do List

What financial, business, or life priorities do you need to address for 2019? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to lowering your taxes. You have plenty of options. Here are a few that might prove convenient.

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