Elizabeth Mintzer
How the Great Wealth Transfer Creates Financial ...

“Life affords no greater responsibility, no greater privilege, than the raising of the next generation.” This statement by former United States Surgeon General C. Everett Koop underscores what for many is the ultimate goal: leaving a lasting legacy beyond our own financial security.

How the Great Wealth Transfer Creates Financial Planning Opportunities
Elizabeth Mintzer
Monthly Market Update for August: Markets Climb ...

The stock market climbed to new all-time highs in August, while bonds also contributed positively to portfolios. This occurred despite continued uncertainty around tariffs, Fed independence, and technology stocks. The month began with U.S. tariffs going into effect against most major trading partners after the initial 90-day pause. A federal appeals court later ruled that the “reciprocal tariffs” are illegal, possibly paving the way for the case to reach the Supreme Court.

Monthly Market Update for August: Markets Climb on Fed Expectations and Earnings Growth
Elizabeth Mintzer
Fed Rate Cuts: What Is the Bond Market ...

Fed Chair Jerome Powell's recent speech at the Fed's annual Jackson Hole conference, which has been covered extensively in the media, reinforced that an interest rate cut in September is likely. Powell emphasized that while there is uncertainty around tariffs and inflation, these concerns need to be balanced against supporting the job market. Markets have hovered near all-time highs recently, suggesting that investors agree with the trajectory of Fed policy and have confidence in the economy. What does a potential rate cut mean for long-term investors given the overall outlook?

Fed Rate Cuts: What Is the Bond Market Signaling to Investors?
Elizabeth Mintzer
The Magnificent 7, AI, and Concentration Risk

The challenge facing investors today isn't whether artificial intelligence will transform the economy, but how to maintain portfolio balance as the market climbs to new all-time highs. While it’s tempting to focus exclusively on companies that have performed well recently, investing for long-term goals requires a thoughtful approach to both growth and risk management.

The Magnificent 7, AI, and Concentration Risk
Elizabeth Mintzer
How Reliable is Government Data? Creating a ...

For investors trying to understand the economy, recent reports have provided mixed signals, even leading President Trump to fire the Bureau of Labor Statistics commissioner. The latest jobs numbers showed weakness and negative revisions, but there are also signs that GDP growth rebounded in the second quarter. Corporate earnings continue to beat expectations, driving markets to new all-time highs, while tariffs and inflation remain concerns.

How Reliable is Government Data? Creating a Balanced Economic Picture

Are Your Beneficiary Designations Up to Date?

Are Your Beneficiary Designations Up to Date?

Your choices may need to change with the times. When did you open your first IRA? When did you buy your life insurance policy? Was it back in the Nineties? Are you still living in the same home and working at the same job as you did back then? Have your priorities changed?
 
While your beneficiary choices may seem obvious and rock-solid when you initially make them, time has a way of altering things. In a stretch of five or ten years, some major changes can occur in your life and may warrant changes in your beneficiary decisions.

We are here to help. Please reach out if you would like to check or update your beneficiaries.

How New Tax Laws Affect Small Businesses

How New Tax Laws Affect Small Businesses

The Tax Cuts & Jobs Act changed the tax picture for business owners. Whether your company is incorporated or held closely, you must recognize how the recent adjustments to the Internal Revenue Code can potentially affect you and your workers. 

Please feel free to reach out if you have questions regarding the recent tax law. We are here to help with your financial planning needs!

Rainer Wealth Management

390 Diablo Road, Suite 202 | Danville, Ca 94526 | (925) 217-4280

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